Terms and Conditions

By signing up for and/or otherwise accessing any of the services or products offered by ifocurs.com you agree to be bound by the terms and conditions of this Agreement. Please carefully read these terms and conditions as they describe your legal rights and obligations. THESE TERMS & CONDITIONS SUPERSEDE ALL EARLIER VERSIONS AND REQUIRE MANDATORY ARBITRATION OF DISPUTES. This Agreement shall become come effective as of the date of (1) your electronic signature accepting this Agreement, (2) the activation or use of your account or (3) your receipt of an e-mail from ifocurs.com confirming your order, whichever happens first. EITHER YOU OR iFOCURS.COM MAY TERMINATE THIS AGREEMENT AT ANY TIME, AFTER WHICH ANY AND ALL E-MAILS OR DATA ASSOCIATED WITH YOUR ACCOUNT MAY BE DELETED. ANY AND ALL OUTSTANDING FEES SHALL BE DUE AND PAYABLE UPON TERMINATION, ALL AS MORE FULLY DESCRIBED IN SECTION 2. THESE TERMS AND CONDITIONS SUPERSEDE ALL EARLIER VERSIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS DO NOT USE THE iFOCURS.COM SERVICES.

1. DEFINITIONS

For the purposes of this Agreement:1.1. “Content” shall mean the downloadable files that are interpreted by a client email or other application for display with or without plug-ins.1.2 “Fee” shall mean monies and other consideration you are obligated to pay to ifocurs.com for the right to use the ifocurs.com Services and bandwidth subject to the terms and conditions of this Agreement and of the particular ifocurs.com Services for which you have registered, as outlined on the then-current schedule of fees. Fees are subject to change at any time without prior notice.1.3. “Laws” shall mean the laws, statutes, and regulations then in effect of the United States of America and its various states and dependencies as well as the laws of your country of residence or the country in which you use or access the ifocurs.com Services and the laws of any provinces, states, or dependencies thereof.1.4. “ifocurs.com” “us,” “we,” “our” and grammatical variants thereof shall collectively refer to ifocurs Inc., a Blogger Site, Blogger/Blogspot account services, a third-party service and its assigns and successors in interest.1.5. “ifocurs.com Equipment” shall mean computer and telecommunications device, Internet access and/or transmission rights owned, operated, and/or maintained by ifocurs.com and/or ifocurs.com’s affiliates, agents, or assigns which function to provide the ifocurs.com Services.1.6. “ifocurs.com Services” shall mean the products and services provided by ifocurs.com at any given time, including but not limited to e-mail, Cloud, organizer, and any associated support services, which ifocurs.com Services may be changed, amended, canceled and/or otherwise altered at any time in ifocurs.com’s sole discretion.1.7. “ifocurs.com Software” shall mean any software provided by ifocurs.com at any given time, whether downloaded to your computer or utilized online as part of the ifocurs.com Services. The ifocurs.com Software includes the program and any and all copies or portions thereof, whether standing alone or in combination with other programs, as well as the documentation and other materials delivered in connection with the software, if any.1.8. “Parties” shall collectively refer to ifocurs.com and you.1.9. “Payment Account” shall refer to the credit card or such other account as is provided by you and accepted by ifocurs.com upon registration to pay for your Services. ifocurs.com may add, delete, or modify the methods by which customers can pay for the ifocurs.com Services at any time without prior notice, in its sole discretion, at which point you must either update your account with a valid Payment Account or your account will be terminated. Payments processed by third party processors are subject to those processors’ terms and conditions of service, and ifocurs.com makes no representations or warranties with respect to any third-party payment services.1.10. “Premium Services” shall refer to ifocurs.com accounts for which payment of a Fee is required, including without limitation Cloud Services.1.11. “Suspend” or “Suspension” shall include the disabling of your account and/or the cessation of transmission of data via your Services.1.12. “Term” shall be, for Premium Services only, one year, as more fully described in Section 2.2, or as otherwise stated in the specifications for your Services or for any renewal Term thereof. The Term for free Services shall continue until terminated by you or ifocurs.com pursuant to Section 2.1.1.13. “You”, “you”, “your” and grammatical variants thereof shall mean you, any other entity which has an ownership or other beneficial interest in you, or any other entity in which you have an ownership or other beneficial interest.1.14. “Your Data” and grammatical variants thereof shall mean any data, including but not limited to documents, e-mails, images, videos, visual materials, advertisements, web pages, or other Content, related to your use of the ifocurs.com Services or otherwise stored on or transmitted by the ifocurs.com Equipment.1.15. “Your Services” and grammatical variants thereof shall mean the specific ifocurs.com Services for which you have contracted, subject to the limitations and specifications of the particular service effective as of the date of contract.

2. TERM AND TERMINATION

2.1. You or ifocurs.com may terminate this Agreement at any time for any reason, with or without cause. You may terminate by (a) notifying ifocurs.com via email which notification shall be effective upon receipt by ifocurs.com, or (b) closing your accounts for all of your Services via ifocurs.com user interface, where ifocurs.com has made this option available to you.2.2. Notwithstanding the provisions of Section 2.1 to the contrary, the initial Term for Premium Services shall be one year or as otherwise stated in the specifications for your Services, at the end of which term this Agreement shall renew automatically for the same period unless terminated prior to renewal pursuant to this Agreement. ifocurs.com may, but is not obligated to, allow you change the duration of the Term or the specific services for Premium Services at the beginning of any renewal period, and you agree that ifocurs.com may debit your Payment Account for any resulting Fees.2.3. Your termination of any Premium Services shall be effective as of the end of the then-current Term. Your termination of a Premium Services email account shall result in any Premium email account being downgraded to a free email account. After the termination of an additional paid Cloud the size of the Cloud will be downgraded to the standard volume of the ifocurs.com account. If the data volume of the Cloud exceeds the size of the standard volume after the downgrade, files will be automatically removed until the standard volume is reached. The data removal proceeds chronologically, starting with the oldest first. All other terminations, including a termination by ifocus.com with or without cause, shall be effective immediately.2.4. If your account is not a Premium Services email account, you are required to log in to your account periodically, but no less than once every six months, in order to maintain the account. You agree that in the event ifocurs.com determines, in its sole discretion, that you have not logged in to your account for more than six months, ifocurs.com may, without any liability to you, and in addition to any other remedies, terminate or suspend your account and erase any materials associated therewith from ifocurs.com Equipment without notice to you. You further agree that in the event that ifocurs.com believes, in its sole discretion, that you have breached any provision(s) of this Agreement, including but not limited to Sections 3 or 8, ifocurs.com may, without any liability to you and in addition to any other remedies, terminate or suspend any and all accounts registered by you or your access to your Services and your Data without prior notice to you. You further agree that in the event that ifocurs.com believes, in its sole discretion, that you have posted materials that breach any provision(s) of Section 8 of this Agreement, or any of its subparts, ifocurs.com may, without any liability to you, and in addition to any other remedies, erase such materials from the ifocurs.com Equipment without prior notice to you. If your account is suspended by ifocurs.com for any reason whatsoever, your e-mail address may or may not be retained by ifocurs.com in its sole discretion. After any such retention period, your e-mail address may be released and made available to another customer. If your account is suspended for non-payment of Fees, ifocurs.com may but is not obligated to restore your Premium Services email account for the remainder of the Term upon written notice to ifocurs.com and payment in full of all Fees due and owing on the account, provided such notice is provided to ifocurs.com within one year after the first day of the then-current Term (the “Notice Period”). Premium Services email accounts not restored during the Notice Period will be terminated immediately upon the expiration of same.2.5. Upon termination of this Agreement, you will no longer have access to your account. All of your Data, including but not limited to e-mails or other files associated with your account and Services, may be irrevocably deleted at any time after termination and all transmission of data will cease. ifocurs.com may, in its sole discretion, make your Data available to you to the extent it has not been deleted. ifocurs.com accepts no liability for such deleted Data. You are responsible, prior to termination of Services, for transferring, saving, or otherwise securing any of your Data that you want to continue to have access to following such termination.

3. FEES

3.1. For Premium Services, all Fees must be paid in advance of the provision of Services for the entire Term. Fees must be paid in United States Dollars via the Payment Account, and are nonrefundable (except as expressly permitted otherwise by this Agreement), including any Fees paid in advance for the term during which you terminate. You agree that ifocurs.com may automatically debit the Fee and any additional fees from the Payment Account unless specifically provided otherwise. You also agree that ifocurs.com may automatically debit your Payment Account, without further authorization from you, for any renewal term, additional services, and any fees or expenses applicable to your Services, including but not limited to fees for your use of services in excess of those included within your Services. If payment in full is not received by ifocurs.com from the provider of your Payment Account or its agents, you agree to pay all amounts due from you for your Services without demand by ifocurs.com. Termination of your account shall not relieve you of any obligation to pay any accrued fees or charges.3.2. In addition, certain ifocurs.com Services may be subject to set-up, service, or other fees, and by registering for such ifocurs.com Services you authorize ifocurs.com to debit your Payment Account for any and all such fees.3.3. Your credit or debit card issuer, directly or through third-party service providers, may provide ifocurs.com with updated credit card numbers, expiration dates, or other information which may be used to renew services or make payments under this Agreement. Should ifocurs.com choose, in its sole discretion, to participate in such auto-update programs, you agree that ifocurs.com may share your Payment Account information with such third-party providers and may update Your Payment Account with information provided through such services. You authorize any and all charges to your Payment Account using such updated information, whether or not you or ifocurs.com have prior notice of same. iFocurs.com cannot guarantee that your Payment Account will be updated, and you acknowledge and agree that it is your responsibility to keep your payment information current and up-to-date at all times and that you shall be liable to ifocurs.com for your failure to do so, including for any charges that ifocurs.com may incur as a result of your failure to keep your payment information current. ifocurs.com shall have no liability for declined payments or incomplete or out-of-date Payment Account information.3.4. ifocurs.com may offer promotional rates or special offers, the terms of which may or may not be more favorable than the terms and conditions for your Services. Any such promotions or modifications shall not affect your obligations under this Agreement. Promotional fees may be subject to additional terms and conditions which, to the extent they conflict with the terms of this Agreement, shall govern. Promotional fees and special offers may not be combined.3.5. Certain special offers for Premium Services may include a free introductory period. Unless you terminate your account prior to the expiration of such introductory period you agree that you will be liable for and ifocurs.com may automatically debit your Payment Account for the Fees for the Premium Services associated with that account. ifocurs.com reserves the right at any time to withhold, modify, or discontinue, temporarily or permanently, such introductory or promotional offers, with or without notice.3.6. Changes to your Services, including downgrades by you or termination of your Premium Services, may result in loss of your Data, features, or a reduction in the amount of available capacity for your Data provided by the ifocurs.com Services. To the extent you receive a special reduced price as part of a bundled offer, the special price shall only apply as long as all of the bundled services remain; accordingly, canceling any one of the bundled services will result in a higher price for each of the remaining services unless it was arranged differently in the special offer. The amount charged to your Payment Account on the next billing cycle will be automatically updated to reflect any changes to the subscription, including upgrades or downgrades or the cancellation of bundled services.3.7. You shall pay all costs of collection, including reasonable attorney’s fees and costs, in the event any invoice requires collection efforts as determined in ifocurs.com’s sole discretion. Except where prohibited by law, all accounts referred to a collection agency shall be subject to an additional fee, which must be paid in full before the account is reactivated.3.8. International Customers bear the risk of currency fluctuations and any fees or taxes associated with the conversion of foreign currencies into United States Dollars. Certain ifocurs.com Services will not be available to International Customers until ifocurs.com is able to receive satisfactory confirmation from such customer’s Payment Account provider, in ifocurs.com’s sole discretion, that the funds will be available for debit from the International Customer’s account. Orders from International Customers will not be accepted unless the country provided in the contact information matches that on file for the Payment Account.3.9. You agree that ifocurs.com may start the provision of services immediately, and that you will not be entitled to cancellation or a “cooling off” period except to the extent a waiver of those rights is prohibited by applicable law.3.10. Even if your ifocurs.com Services are free, you may still incur expenses for internet access or data transmission from third-party service providers not affiliated with ifocurs.com.

4. DESCRIPTION

Subject to and conditioned upon ifocurs.com’s retained rights and all other terms and conditions set forth in this Agreement, ifocurs.com offers the ifocurs.com Services as soon as practicable after registration. You will receive a password, account, and instructions upon completion of the registration process. You are responsible for maintaining the confidentiality of both your password and your account and are fully responsible for all activities that occur under your password and your account. You agree to immediately notify ifocurs.com of any unauthorized uses of the account or any other breaches of security. ifocurs.com cannot and will not be liable for any loss or damage from your failure to comply with this security obligation. You acknowledge and agree that under no circumstances will ifocurs.com be liable, in any way, for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. The ifocurs.com Services are subject to the following conditions and restrictions:4.1. Services4.1.1. ifocurs.com shall provide to you a non-transferable, revocable, non-sublicensable, non-exclusive and limited license to use the amount of server space allocated to your Services for your non-exclusive use for the exclusive purpose of storing your Data and disseminating said Data via the Internet through the use of ifocurs.com’s Equipment for purposes consistent with this Agreement.4.1.2. ifocurs.com, either directly or through its assignee or licensee, shall provide such support as is outlined in the specifications for your Services or as otherwise shown on the ifocurs.com website. ifocurs.com is not obligated to provide any customer service or technical support except as specified in this Section 4, and cannot guarantee that your questions will be answered in a timely fashion or otherwise. Notwithstanding the foregoing, ifocurs.com at its sole discretion may at any time alter or cease providing the support provided pursuant to this Agreement without any liability to ifocurs.com.4.1.3. All use of the ifocusr.com Services shall be subject to all terms and conditions set forth herein. You may not attempt to expand or alter these rights or ifocurs.com’s services by entering into multiple agreements.4.1.4. Your use of the ifocurs.com Services, including but not limited to e-mail traffic, and combined mailbox use and file and/or Cloud per account, shall not exceed that specified for your Services. You are responsible for monitoring your use of the ifocurs.com Services, and agree to check your e-mail and download or delete your e-mail on a regular basis and to manage your Cloud account in order to ensure compliance with this paragraph. Should your use of the ifocurs.com Services exceed the limits specified for your Services, ifocurs.com may return or reject any and all e-mails sent to you to the originating sender, prevent you from uploading additional photos, documents, and other files to your Cloud folders, and/or delete or deny access to the storage space for your Data without liability to you. You agree that ifocurs.com may terminate your account without notice or liability to you for usage in excess of permitted amounts.4.1.5. ifocurs.com reserves the right to alter, amend, or discontinue the provision of some or all of the ifocurs.com Services, including but not limited to the provision of certain ifocurs.com Services to international customers in a particular market, at any time in ifocurs.com’s sole discretion.4.1.6. You are responsible for backing up your Data on your own computer. ifocurs.com does not warrant or otherwise guarantee that it will back up your Data or that data which has been backed up can be retrieved, and will not be responsible for any archiving or backup of your Data. If any of your Data is damaged, deleted, lost or corrupted in any way, or becomes otherwise unavailable, whether due to termination or suspension of your account pursuant to this Agreement or otherwise, ifocurs .com will have no obligation or liability to you.4.1.7. You represent and warrant that your e-mail address does not infringe the copyright, trademark, or any other intellectual property rights of any person or company and that your e-mail address is otherwise in compliance with the terms of this Agreement, in particular the provisions of Section 8. ifocurs.com may suspend performance under or terminate this Agreement, cease transmission of emails or data associated with your account, permanently remove Your Data from the ifocurs.com Equipment, revoke any and all email addresses assigned to you, and take any other actions it deems necessary, in its sole discretion, immediately and without notice, to comply with the provisions of Section 8, relevant Laws, or for any reason whatsoever, in its sole discretion. ifocurs.com assumes no liability in the event a particular email address is unavailable or otherwise not assigned to you, and does not warrant or guarantee that assigned email addresses do not infringe the rights of third parties, or that you will retain the rights to that email address for any period of time. You waive any and all claims you may have, now and forever, against ifocurs.com relating to the registration and use of your email address and agree to indemnify and hold harmless ifocurs.com from and against any such claims.4.1.8. ifocurs.com reserves the right to terminate your e-mail address in the event that ifocurs.com’s rights to use certain domain names or e-mail addresses terminate or expire.4.1.9. ifocurs.com’s Cloud services require an active ifocurs.com email address. Termination of the ifocurs.com email address connected to your Cloud services will automatically terminate your Cloud services, which may result in the loss of your Data.4.2. Software4.2.1. ifocurs.com may, in its sole discretion, provide you with ifocurs.com Software in combination with your Services. If you receive software from ifocurs.com under this Agreement and you are presented with a license agreement, the terms of that agreement apply. Otherwise, upon payment of all fees due and owing to ifocurs.com under this Agreement, ifocurs.com hereby grants, and you hereby accept, a non-transferable, revocable, non-sublicensable, and non-exclusive license to use the ifocurs.com Software and all related documentation for your own personal or business use during the term of this Agreement. Any rights not expressly granted herein shall be reserved for ifocurs.com. Source code or other information pertaining to the logic design of the ifocurs.com Software is specifically excluded from the license granted hereunder.4.2.2. ifocurs.com reserves the right to charge for the ifocurs.com Software or any upgrades therefore at any time.4.2.3. You recognize that the ifocurs.com Software and all related information, including but not limited to any and all updates, improvements, modifications, enhancements, and information related to installation of the ifocurs.com Software at your home or office, are proprietary, and that all rights thereto, including copyright, are owned by ifocurs.com or, if sublicensed by ifocurs.com, by the respective owners of the Software. You further acknowledge that you have been advised that the ifocurs.com Software, including updates, improvements, modifications, enhancements, and information related to installation, constitutes a trade secret of ifocurs.com, is protected by civil and criminal law, and by the law of copyright, is valuable and confidential to ifocurs.com, and that its use and disclosure must be carefully and continuously controlled.4.2.4. ifocurs.com or, if sublicensed by ifocurs.com, the respective owners of the ifocurs.com Software shall at all times retain title to all the ifocurs.com Software and all related information, including all updates, improvements, modifications and enhancements, furnished to you hereunder.4.2.5. Unless provided otherwise in the specifications for your Services, the ifocurs.com Software supplied hereunder is for your personal or business use. You shall not permit any third party to use the ifocurs.com Software or allow access to the ifocurs.com Software from sites outside of your home or business premises except as specifically authorized in writing by ifocurs.com. The ifocurs.com Software is to be used only for the purposes specified in this Agreement and specifically as restricted in the following three subparagraphs of this Section 4.4.2.5.1 You will not: (i) reproduce, copy or publicly display, or permit anyone else to reproduce, copy or publicly display, any of the ifocurs.com Software, whether such ifocurs.com Software is in written, magnetic or any other form, except pursuant to reasonable backup procedures, or for your use pursuant to this Agreement, nor; (ii) provide or make the ifocurs.com Software available to any person or entity other than your employees or agents who have a need to know consistent with your use thereof under this Agreement, nor; (iii) create or attempt to create, or permit others to create or attempt to create, by disassembling, reverse engineering or otherwise, the source programs or any part thereof from the object program or from other information (whether oral, written, tangible or intangible) made available to you under this Agreement, nor; (iv) copy for your own use or the use of others operator manuals, system reference guides, training materials and other user-oriented materials without the prior written consent of ifocurs.com. In order to protect ifocurs.com’s trade secrets and copyrights in the ifocurs.com Software, you agree to reproduce and incorporate ifocurs.com’s trade secrets or copyright notice in any copies, modifications or partial copies.4.2.5.2 You agree to notify ifocurs.com forthwith if you obtain information as to any unauthorized possession, use or disclosure of any ifocurs.com Software by any person or entity, and further agree to cooperate with ifocurs.com at ifocurs.com’s expense, in protecting ifocurs.com’s proprietary rights.4.2.5.3 Unless agreed otherwise in writing by ifocurs.com, the ifocurs.com Software may be used only on a single computer or workstation. ifocurs.com Software designed for use on portable workstations may be installed on both a portable and a stationary computer but may not be used on both simultaneously. You may not install the ifocurs.com Software on a network except to facilitate permissible installation of the ifocurs.com Software on computers attached to the network. You warrant and guarantee that all users of the Software shall be aware of and comply with the terms of this license.4.2.6. Certain ifocurs.com Software is provided for online use as part of the ifocurs.com Services (the “ifocurs.com Online Software”). The ifocurs.com Online Software is hosted software which runs directly on ifocurs.com’s servers, and you may not download, install, store or make any copies of the ifocurs.com Online Software, nor may you sublicense the ifocurs.com Online Software. You agree not in any way to translate, decompile, reverse engineer, disassemble, modify, reproduce, rent, lease, lend, license, distribute, market or otherwise dispose of any portion of the ifocurs.com Online Software or any copies thereof and not to assist any third party in doing so. The ifocurs.com Online Software is designed to be used through the ifocurs.com user interface and, as such, may be utilized by any authorized user from any computer or workstation. This license is automatically revoked upon termination of this Agreement. ifocurs.com reserves the right to modify or discontinue the ifocurs.com Online Software at any time without notice.4.2.7. ifocurs.com may provide its customers with the ability to download certain third-party software (the “Third Party Software”). The license conditions governing the use of the Third Party Software may differ from ifocurs.com’s own software licenses. Customers of ifocurs.com are bound by the conditions of all licenses pertaining to such Third Party Software and should make themselves familiar with their terms and conditions. THE PROVISION AND OFFERING OF SUCH THIRD PARTY SOFTWARE BY iFOCURS.COM DOES NOT CONSTITUTE AN ENDORSEMENT OF THE THIRD PARTY SOFTWARE, NOR CAN iFOCURS.COM MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE USE AND FUNCTIONALITY OF SUCH THIRD PARTY SOFTWARE. iFOCURS.COM DISCLAIMS ANY AND ALL WARRANTIES ASSOCIATED WITH YOUR USE OF THIRD-PARTY SOFTWARE, INCLUDING WITHOUT LIMITATION THE WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.4.2.8. In the event of termination of this Agreement, or upon any act which shall give rise to ifocurs.com’s right to terminate, or upon the expiration of the license for ifocurs.com Software which is subject to a limited-duration license, any and all licenses granted under this Section 4.2 shall terminate automatically, and you will remove, erase or destroy the ifocurs.com Software and documentation and all copies thereof, wherever located, without demand or notice.4.2.9. ifocurs.com may stop providing the Software and any Third Party Software, or any updates thereto, at any time without notice or any further liability to you.4.2.10. Certain Software (including Third-Party Software) may not be available to international customers.

5. NO EXPRESS OR IMPLIED AGREEMENT TO DISSEMINATE MATERIALS WHICH ARE INCONSISTENT WITH YOUR WARRANTIES
Receipt by ifocurs.com of data for storage and/or transmission via ifocurs.com’s Equipment which are inconsistent with your warranties set forth in Section 8 herein shall not constitute an agreement by ifocurs.com to allow the ifocurs.com Services or the ifocurs.com Equipment to be used to disseminate such information or data in whole or in part, by any means, or if once disseminated via the use of ifocurs.com’s Services or Equipment, to continue to disseminate such data.

6. NO WARRANTIES BY iFOCURS.COM

THE iFOCURS.COM SERVICES AND iFOCURS.COM SOFTWARE ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. YOU EXPRESSLY AGREE THAT THE USE OF THE iFOCURS.COM SERVICES IS AT YOUR SOLE RISK. iFOCURS.COM DOES NOT WARRANT THAT THE iFOCURS.COM SERVICES WILL BE UNINTERRUPTED OR ERROR FREE, THAT YOUR DATA OR ANY FILES STORED BY YOU THROUGH THE USE OF OUR CLOUD SERVICES WILL BE ACCESSIBLE BY YOU AT ALL TIMES, NOR DOES iFOCURS.COM MAKE ANY WARRANTY AS TO ANY RESULTS THAT MAY BE OBTAINED BY USE OF THE iFOCURS.COM SERVICES. NO WARRANTY IS MADE BY iFOCURS.COM REGARDING ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THIS AGREEMENT, AND iFOCURS.COM HEREBY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING WITHOUT LIMITATION: (1) ANY WARRANTIES AS TO THE AVAILABILITY, QUALITY, QUANTITY, OR CONTENT OF SERVICES OR GOODS PROVIDED TO YOU HEREUNDER; AND (2) ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. iFOCURS.COM DOES NOT GUARANTEE THAT ANY CONTENT, INFORMATION, SOFTWARE (INCLUDING WITHOUT LIMITATION THIRD PARTY SOFTWARE) OR OTHER MATERIAL ACCESSIBLE THROUGH THE iFOCURS.COM SERVICES WILL BE FREE OF VIRUSES, “WORMS”, “TROJAN HORSES”, OR OTHER HARMFUL COMPONENTS.

7. iFOCURS.COM’S LIMITED LIABILITY

YOUR SOLE AND EXCLUSIVE REMEDY HEREUNDER SHALL BE FOR YOU TO DISCONTINUE YOUR USE OF THE SERVICES AND TERMINATE THIS AGREEMENT. IN NO CASE SHALL iFOCURS.COM, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR CONTRACTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OR OTHERWISE RELATING TO THE iFOCURS.COM SERVICES. SOME COUNTRIES, STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH COUNTRIES, STATES OR JURISDICTIONS, iFOCURS.COM’S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. EXCEPT AS EXPRESSLY SET FORTH IN ANY SEPARATE SOFTWARE LICENSE OR IN THIS AGREEMENT, iFOCURS.COM DOES NOT ENDORSE, WARRANT OR GUARANTEE ANY THIRD PARTY PRODUCT OR SERVICE OFFERED OR OTHERWISE ACCESSED USING THE iFOCURS.COM SERVICES, AND iFOCURS.COM WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD PARTIES. YOU HEREBY RELEASE iFOCURS.COM FROM ANY AND ALL OBLIGATIONS, LIABILITY AND CLAIMS IN EXCESS OF THESE LIABILITY LIMITATIONS. THE TOTAL LIABILITY OF iFOCURS.COM FOR BREACH OF WARRANTY ARISING OUT OF CONTRACT, NEGLIGENCE OR STRICT LIABILITY IN TORT, OR ANY OTHER CLAIM RELATING TO THIS AGREEMENT SHALL BE LIMITED TO THE TOTAL SERVICE FEES PAID BY YOU TO iFOCURS.COM IN THE SIX MONTHS PRECEDING SUCH ALLEGED BREACH, IF ANY.

8. YOUR ADDITIONAL OBLIGATIONS AND WARRANTIES

8.1 You acknowledge that only you may use your account and you agree and warrant that you shall not permit anyone else to use your account or authorize any third party to access your account on your behalf. You are responsible for all activity that takes place with respect to your account, and you agree that in the event ifocurs.com believes or has reason to believe, in its sole discretion, that you have breached this Agreement or any of the warranties in this Section 8, ifocurs.com may, without prior notice to you and in ifocurs.com’s sole and exclusive discretion, suspend the provision of the ifocurs.com Services and/or terminate this Agreement, without any liability of any kind. As more completely set forth in Sections 6, 7 and 10, you waive any and all claims you may have, now and forever, against ifocurs.com relating to any action taken in under this Section 8.1, and agree to indemnify and hold harmless ifocurs.com from and against any claims brought by third parties as a result of your Data or your use of the ifocurs.com Services.8.2. You agree and warrant that you shall not send mass unsolicited or unwanted electronic mail solicitations; that you shall not use your e-mail address for impermissible or abusive news group postings or excessive or repeated off-topic or commercial postings; that you will not send any form of junk mail; and that you shall not engage in any other form of spamming, spoofing, phishing, or mail bombing. ifocurs.com reserves the right to block mail from any source, including outgoing mail from or ingoing mail to your account, which ifocurs.com believes, in its sole discretion, is being used to send such unsolicited e-mail. While ifocurs.com continues to actively review and implement new technology to ensure that its customers neither send nor receive unsolicited e-mail, there is no currently available technology that will totally prevent the sending and receiving of unsolicited e-mail.8.3. You agree and warrant that your use of the ifocurs.com Services and ifocurs.com’s Equipment, and all sales, distributions, advertisement, or promotion by any and all means, of any type(s) of Content including, but not limited to, executable files (such as .EXE), digitized audio/visual files (such as MP3), or copies of copyrighted works (such as .ZIP), goods, including, but not limited to, videotapes and CD-ROM products, and any type of services by you, which are advertised and/or promoted by, or are in any other way directly or indirectly associated with your use of the ifocurs.com Services or ifocurs.com Equipment, shall at all times comply with your warranties under this Section 8, as well as all applicable Laws, including but not limited to CAN-SPAM. With respect to any advertising content you may transmit through the Services, you agree and warrant that all such advertising content shall comply with all Laws, and shall not result in consumer fraud, product liability, or damage of any kind to any third party.8.4. You agree and warrant that all of your Data and any matter you store on or allow to be transmitted by ifocurs.com’s Equipment shall be solely for business, entertainment, and/or educational purposes and that you shall assume the sole responsibility and duty to ensure that all such Data shall be transmitted exclusively to consenting adults and only to places in which such materials comply with contemporary community standards. You shall be liable for any and all damages, harm, or losses caused by your Data.8.5. You agree and warrant that all of your Data and any matter you store on or allow to be transmitted by ifocurs.com’s Equipment shall not violate any Laws concerning obscenity and shall not contain or link to any pornography, or depictions of bestiality, incest, rape, sexual assault, actual physical violence, torture or disfigurement, or other content deemed objectionable by ifocurs.com, in its sole discretion. You agree and warrant that you will not use the ifocurs.com Services to transmit messages which: display, contain or link to any harmful matter or indecent materials or communications which are available to, or accessible by, minors; display or contain any material that consists of pornography, child pornography, or other obscene content, including but not limited to content involving or by a performer who is portrayed or made to appear as a person under the age of eighteen years of age or which could otherwise result in harm to minors, all as determined in ifocurs.com’s sole discretion. You agree and warrant that you will neither store on nor allow to be transmitted by ifocurs.com’s Equipment any data or other matter which constitutes, contains, or links to child pornography or which involves depictions of sexuality by an age-inappropriate-looking performer (i.e. someone who looks younger than eighteen years of age, regardless of their actual age) or by a performer who is portrayed or made to appear as a person under the age of eighteen years of age by virtue of the advertising, script, make-up, demeanor, costuming, setting, etc., or which could otherwise result from or cause harm to minors.8.6. You agree and warrant that you shall not damage, disable, overburden, or impair the ifocurs.com Services or misuse them in any way; use scripts, robots, web crawlers, or similar type of programs or applications; interfere with anyone else’s use or enjoyment of the ifocurs.com Services; or interfere with, defame, or abuse ifocurscom or its officers, employees, or agents.8.7. You affirmatively represent, agree and warrant that you have and at all times shall have all necessary intellectual property rights, including, but not limited to, all copyrights, trademark and service mark rights and rights of publicity, both in the United States and throughout the world, to reproduce and disseminate, via the Internet, all data which you store or otherwise promote, advertise, disseminate and/or distribute to anyone by your direct or indirect use of the ifocurs.com Services or ifocurs.com’s Equipment, and that your Data and the use or distribution of your Data does not infringe the intellectual property rights of others, including, but not limited to, copyrights, trademark and service mark rights, patent rights and rights of publicity, both in the United States and throughout the world. You agree that in the event that ifocurs.com is informed by any party that You are using the ifocurs.com Services to transmit messages which infringe the copyright of any party, or violate the right of publicity or privacy of any party, or consist of any other claim or violation of intellectual property rights of any kind, then ifocurs.com may, without prior notice to you and in ifocurs.com’s sole and exclusive discretion, suspend the provision of the ifocurs.com Services and/or terminate this Agreement, without any liability of any kind to ifocurs.com from either you or any third party. As more completely set forth in Sections 6, 7 and 10, you waive any and all claims you may have, now and forever, against ifocurs.com relating to any action taken in response to the claim that you have infringed the intellectual property rights of a third party, and agree to indemnify and hold harmless ifocurs.com from and against any such claims.8.8. You agree and warrant that your Data shall not constitute or contain or link to material: which is libelous, slanderous, or defamatory; which violates the right of publicity or privacy of any party; or which will violate or infringe upon or will otherwise give rise to any adverse claim with respect to any common law or other right of any person or other entity, including, without limitation, privacy rights and all other personal and proprietary rights.8.9. You agree and warrant that your Data shall not contain or link to any material which is offensive, harmful, violent, threatening, abusive or hateful, in ifocurs.com’s sole discretion.8.10. You agree and warrant that any and all material(s) of every kind which you store or transmit using the ifocurs.com Services or ifocurs.com Equipment shall at all times be free from any and all damaging software defects, including, but not limited to, software “viruses”, “worms”, “Trojan Horses,” and other source code anomalies, which may cause software or hardware disruption or failure, reduced computer operating speed, or compromise any security system. You agree that you will not attempt to access the ifocurs.com Equipment or web site or another person’s web site without authorization, or use the ifocurs.com Services to carry out, or assist in the carrying out of, any “denial of service” attacks on any other website or internet service.8.11. You agree and warrant that you shall not engage in any false, deceptive or fraudulent activities in association with your use of the ifocurs.com Services or the ifocurs.com Equipment.8.12. You agree and warrant that you shall not resell or redistribute the ifocurs.com Services or any part thereof, including but not limited to your ifocurs.com e-mail address or Cloud account, or use any unauthorized means to modify or reroute the ifocurs.com Services (or to attempt same).8.13. You agree and warrant that all applicable taxes have been paid or will be paid in full by you when due regarding all businesses and employees associated with your use of the ifocurs.com Services and that no taxing authorities shall have any claim against ifocurs.com or any persons affiliated therewith for the payment of such taxes.8.14. You represent and warrant that you are over thirteen years of age and are fully competent to enter into this Agreement.8.15. You represent and warrant that you are not a national or resident of Burma/Myanmar, Cuba, Iran, Iraq, Libya, North Korea, Serbia, Sudan, and Syria or any other country subject to U.S. Treasury Department embargo restrictions, and that you are not listed in the “Entity List” or “Denied Persons List” maintained by the US Department of Commerce or the list of “Specially Designated Nationals and Blocked Persons” maintained by the US Department of Treasury. You further acknowledge that you are not a national or resident of a country whose name is otherwise omitted from the registration form for ifocurs.com Services. Residents of countries which are serviced by a ifocurs.com affiliate are required to contract with those ifocurs.com affiliates, and you represent and warrant that you are not a resident of one of those countries.8.16. You agree to abide by United States and other applicable export control laws and not to transfer or permit the transfer, by electronic transmission or otherwise, any content or software subject to restrictions under such laws to a destination prohibited under such laws, without first obtaining, and then complying with, any requisite government authorization. You further agree not to upload to your ifocurs.com account any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain types of encryption software.8.17. You agree not to use your account for the storage of files other than in the course of normal e-mail usage or as provided otherwise in the specifications for your Services.8.18. ifocurs.com may, in its sole discretion, upon suspension of your account, request ID or other identity verification documentation in order to allow the continued use of your account. ifocurs.com will not retain a copy of this documentation but will notate your account with the information provided. ifocurs.com reserves the right to place your account under a new suspension if the activity, or new activity prohibited in the preceding sections, which caused the initial suspension is resumed.

9. CONFIDENTIALITY, TRADEMARK, AND COPYRIGHT

9.1 “ifocurs.com” and other trademarks, logos, and service marks displayed on this web site (collectively, the “Marks”) belong to ifocurs.com and/or its affiliates or third parties which have licensed those rights to ifocurs.com (“Partners”); ifocurs.com and Partners retain all rights to the Marks and nothing in this Agreement grants you or anyone else any right whatsoever to the use of the Marks. You may not use, reproduce, or display any Marks without their owner’s prior written consent. All trademarks, product names, and company names and logos appearing on ifocurs.com’s website are the property of their respective owners.9.2 Unless expressly stated otherwise on the ifocurs.com website, you should assume that all content, images, and materials appearing on this website (collectively the “ifocurs.com Content”) are the sole property of ifocurs.com. Both U.S. and international copyright and other intellectual property laws and treaties protect such ifocurs.com Content. You may not use, reproduce, display, or sell any ifocurs.com Content without ifocurs.com’s prior written consent. You may not link to any page or frame any portion of ifocurs.com’s website in such a way as to remove, cover, alter, or obscure ifocurs.com’s trademarks or as would otherwise confuse viewers as to the origin of the content.

YOUR INDEMNIFICATION OF iFOCURS.COM

You agree that you shall fully defend and indemnify ifocurs.com, including its officers, directors, owners, managing agents, attorneys, shareholders, related entities, heirs, and assigns, from any and all claims, demands, actions, suits, losses, liabilities, damages, injuries, fines penalties, costs and expenses, attorneys’ fees, arbitration fees, mediation fees, expert expenses, and all other consequences of every kind, directly or indirectly resulting from any and all failure(s) of you or your agent(s) to fully comply with all duties, obligations and other provisions set forth in this Agreement, including, but not limited to, your warranties set forth in Section 8 or your violation of a third party’s intellectual property rights. You further agree to defend, indemnify and hold harmless ifocurs.com, including its officers, directors, owners, managing agents, attorneys, shareholders, related entities, heirs, and assigns, from and against any and all claims, demands, actions, suits, loses, liabilities, damages, injuries, fines, penalties, costs and expenses, including, without limitation, reasonable attorneys’ fees, arising out of any property damage or recoverable economic loss incurred by a third party, to the extent such damage or loss is caused by any act or omission of you or your agents in connection with the performance of this Agreement. You agree that ifocurs.com shall have the right to participate in the defense of any such claim through counsel of its own choosing at your expense.

11. NO JOINT VENTURE OR PARTNERSHIP

Nothing in this Agreement is intended by the Parties to create or constitute an agency, joint or collaborative venture, or partnership of any kind between ifocurs.com and you, nor shall anything in this Agreement be construed as constituting or creating any such agency, joint or collaborative venture, or partnership between ifocurs.com and you. ifocurs.com shall have no control or ownership interests of any kind in your business. ifocurs.com shall have no direct financial or other interest in, nor in any way “own” any online venture pertaining to your use of the ifocurs.com Services or ifocurs.com’s Equipment. ifocurs.com’s relationship to you shall be restricted to matters pertaining to the provision of the ifocurs.com Services as set forth in this Agreement.

12. SERVICES RENDERED ON A NON-EXCLUSIVE BASIS

Any and all services which are or may be provided to you by ifocurs.com pursuant to this Agreement, including the licensure of rights herein, are not exclusive and nothing in this Agreement shall limit or restrict ifocurs.com from providing similar services and granting similar licenses to third parties regardless of whether such third parties are competitors of you. Nothing in this Agreement shall limit or restrict ifocurs.com from engaging in any activities similar to yours or in competition with you.

13. NO EDITORIAL CONTROL BY iFOCURS.COM

ifocurs.com and you agree that, consistent with the strict policy of ifocurs.com, and in reliance on your express warranties regarding the substantive content of data, advertisements, communications, messages and other materials which you shall store and/or otherwise disseminate via the use of ifocurs.com’s Services or Equipment, ifocurs.com shall neither have nor exert any editorial or other subjective control over the substantive content of such data, advertisements, communications, message or other materials. ifocurs.com exercises no control over information which is found on the internet, except for its own web site, and cannot be held responsible for the accuracy, correctness, or legality of such information. You are solely responsible for verifying the accuracy and suitability of information and services you obtain from third parties via the internet.

14. PRIVACY

14.1. It is ifocurs.com’s policy to respect your privacy. ifocurs.com will not monitor, edit, or disclose any personal information about you or your account, including its contents, without your prior consent unless ifocurs.com deems it necessary, in its sole discretion, to:

14.1.1. comply with legal process or other legal requirements, including but not limited to responding to subpoenas or other requests for information from law enforcement officials;

14.1.2. protect and defend the rights or property of ifocurs.com or its officers, agents, affiliates, and licensees;

14.1.3. carry out its obligations under or enforce this Agreement; or

14.1.4. protect the interests of other ifocurs.com customers.

14.2. NOTWITHSTANDING THE PROVISIONS OF THIS AGREEMENT TO THE CONTRARY, iFOCURS.COM RESERVES THE RIGHT (SUBJECT TO APPLICABLE LAW), IN ITS SOLE DISCRETION, TO DISCLOSE INFORMATION OR MONITOR YOUR ACCOUNT, INCLUDING BUT NOT LIMITED TO THE USE OF A USER’S ACCOUNT, FOR THE PURPOSE OF INVESTIGATING VIOLATIONS OF THIS AGREEMENT OR TO ASSIST WITH CRIMINAL OR CIVIL INVESTIGATIONS.

14.3. Your IP address is transmitted and recorded with each message you send using the ifocurs.com Services. ifocurs.com may provide certain information in aggregate form collected from and relating to you to third persons such as advertisers. For a more detailed description of the types and uses of personal information collected from you, please read the ifocurs.com Privacy Policy.

14.4. Your personal information, including information regarding nonpayment or other misuse of the ifocurs.com Services, may be transferred to other affiliated entities, whether in the United States or elsewhere. If you do not consent to this transfer, do not accept the terms and conditions for the ifocurs.com services.

14.5. INTERNATIONAL CUSTOMERS UNDERSTAND AND AGREE THAT iFOCURS.COM MAY DISCLOSE PERSONAL INFORMATION ABOUT THEM AND THEIR ACCOUNT PURSUANT TO THIS SECTION, AND WAIVE ANY RIGHTS TO PRIVACY OR PROTECTION OF PERSONAL DATA RELATING TO SUCH INFORMATION TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE NATIONAL AND INTERNATIONAL LAW.

15. SEVERABILITY

In case any one or more of the provisions contained in this Agreement shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provision hereof, and this Agreement shall be construed as if such invalid, illegal or unenforceable provision(s) had never been included. The invalidity or unenforceability of any provision(s) of this Agreement shall not affect the validity or enforceability of any other provision.

16. NON-ENFORCEMENT DOES NOT CONSTITUTE WAIVER

Failure of ifocurs.com at any time to enforce any of the specific provisions of this Agreement shall not preclude any other or further enforcement of such provision(s) or the exercise of any other right hereunder. No waiver of a breach of this Agreement shall be valid unless made in writing and signed by duly authorized representative of ifocurs.com.

17. NOTICES

17.1. ifocurs.com may provide notice to you via e-mail sent to the e-mail address associated with your account at the time such notice is sent. Such notice is deemed effective at the date and time of transmission, whether you receive it or not, and shall be deemed written notice for the purposes of this Agreement.

17.2. You may provide notice to ifocurs.com in one of the following ways:

17.2.1. by personal delivery;

17.2.2. by addressing the notice as indicated above and depositing the same by registered or certified mail, postage prepaid, in the United States mail;

17.2.3. by Federal Express;

17.2.4. by facsimile transmission; or

17.2.5. by email and registered or certified mail.

17.3. Such notice, statement or other document so delivered to ifocurs.com, except as this Agreement expressly provides otherwise, shall be conclusively deemed to have been given when first personally delivered, on the date of delivery or on the first date of receipt. Notice by email to ifocurs.com (other than notices sent pursuant to Section 2.1) shall be deemed ineffective, null and void unless a copy of such notice is also sent by registered or certified mail, and postmarked not more than five days subsequent to the giving of email notice. Any such email notice to ifocurs.com shall be deemed effective as of the date on which ifocurs.com receives the certified or registered mail notice.

18. FORCE MAJEURE

18.1. In the event of “force majeure” (as defined below), ifocurs.com may terminate this Agreement without liability to you. For purposes of the Agreement, “force majeure” shall mean circumstances or occurrences beyond ifocurs.com’s reasonable control, whether or not foreseeable at the time of entering into the Agreement, in consequence of which ifocurs.com cannot reasonably be required to perform its obligations hereunder or otherwise perform its obligations under the Agreement. Such circumstances or occurrences include, but are not limited to: acts of God, war, civil war, insurrection, fires, floods, labor disputes, epidemics, governmental regulations and/or similar acts, embargoes, termination or temporary unavailability of any computer hardware or software, server, or network on which the ifocurs.com Services are located or maintained or through which the ifocurs.com Services are provided, and nonavailability of any permits, licenses and/or authorizations required by governmental authority.18.2. ifocurs.com reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the ifocurs.com Services (or any part thereof) with or without notice, including the right to cease all business operations in the United States or elsewhere. You agree that ifocurs.com shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the ifocurs.com Services.

19. NO ASSIGNMENT BY YOU; ASSIGNMENT BY iFOCURS.COM

This Agreement and the rights pertaining hereto may not be assigned, resold, or otherwise transferred in whole or in part by you without ifocurs.com’s prior written consent. In particular, you may not sell accounts or subaccounts to third parties. Notwithstanding the above, this Agreement shall be binding upon your successors and assigns, if any. ifocurs.com may assign or license any or all of its rights and/or obligations hereunder in its free, sole, and unfettered discretion, without consent by or notice to you.

20. JURISDICTION, VENUE, STATUTE OF LIMITATIONS, AND WAIVER OF JURY TRIAL

20.1. YOU AGREE TO NEGOTIATE WITH iFOCURS.COM IN GOOD FAITH TO RESOLVE OR SETTLE ANY CLAIM OR DISPUTE IN ANY WAY RELATING TO OR CONCERNING THIS AGREEMENT.20.2. ANY AND ALL DISPUTES AS TO THE INTERPRETATION OF OR ANY PERFORMANCE UNDER THIS AGREEMENT WHICH ARE NOT FIRST RESOLVED INFORMALLY, SHALL BE DETERMINED BY BINDING ARBITRATION IN INDIANAPOLIS, INDIANA IN ACCORDANCE WITH THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) AND IN ACCORDANCE WITH THE RULES OF AAA. Any award arising out of such arbitration shall be subject to entry as a judgment by any court of competent jurisdiction in the United States. Any action to confirm or vacate such an award must be brought in either the Court of Common Pleas of Indianapolis, Indiana or the United States District Court for the District of Indiana. You consent to personal jurisdiction and venue in such courts and you waive any challenge to personal jurisdiction or venue in such courts. You further agree that ifocurs.com shall be entitled to collect its attorneys’ fees, costs and other expenses in the event that ifocurs.com acts to enforce this arbitration and forum selection clause, regardless of whether ifocurs.com prevails in the underlying action. The final award in any such arbitration proceeding shall be subject to entry as a judgment by any court of competent jurisdiction, provided that such judgment does not conflict with the terms and provisions hereof. The jurisdiction of the arbiter (or arbiters) with respect to legal matters shall be limited only by the statutory and common law of the State of Indiana and the federal law of the United States of America. There are no exceptions to these mandatory arbitration provisions except as follows. Notwithstanding the foregoing, if you fail to timely pay amounts due, ifocurs.com may assign your account for collection and the collections agency may pursue such claims in court limited strictly to the collection of the past due debt and any interest or cost of collection permitted by applicable Law or this Agreement. Additionally, nothing herein shall preclude ifocurs.com from: (i) seeking and obtaining any injunctive relief or attachment and expedited discovery or other equitable relief to enforce the terms of this Agreement or to remedy a breach thereof, or (ii) bringing an action to enforce this Agreement or the provisions hereof in the event AAA will not or cannot arbitrate a particular dispute. Any such action may be brought in either the United States District Court for the District of Indiana or the Common Pleas Court of Marion County of Indiana, and each party consents to the in personal jurisdiction of such Courts for the purpose of any such action or proceeding. Each party hereby waives all rights it has, or which may hereafter arise to contest such exclusive jurisdiction of the United States District Court for the District of Indian or the Common Pleas Court of Marion County Indiana.20.3. In addition to the foregoing, YOU HEREBY AGREE THAT AS A PART OF THE CONSIDERATION FOR THIS AGREEMENT, YOU WAIVE THE RIGHT TO A TRIAL BY JURY FOR ANY DISPUTE ARISING BETWEEN YOU AND iFOCURS.COM THAT IS IN ANY WAY RELATED TO THE SUBJECT MATTER OF THIS AGREEMENT AND/OR YOUR ACCOUNT(S) WITH iFOCURS.COM, and that such waiver shall be enforceable up to and including the day that trial is to start. Should any legal fees, costs, or other expenses be incurred by ifocurs.com with regard to enforcement of this jury waiver provision, ifocurs.com shall be entitled to recover such legal fees, costs, or other expenses without regard to whether ifocurs.com prevails in the underlying case.20.4. Neither you nor ifocurs.com may be a representative of other potential claimants or a class of potential claimants in any dispute concerning or relating to this Agreement, nor may two or more individuals’ disputes be consolidated or otherwise determined in one proceeding. YOU AND iFOCURS.COM ACKNOWLEDGE THAT THIS SECTION WAIVES ANY RIGHT TO PARTICIPATION AS A PLAINTIFF OR AS A CLASS MEMBER IN ANY CLASS ACTION.20.5. This Agreement shall be interpreted according to the laws of the State if Indiana in the United States of America, and, where applicable, the federal law of the United States of America, without regard to conflicts of law principles.20.6 You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or this Agreement must be filed within one year after such claim or cause of action arose or be forever barred.

21. SUCCESSORS AND ASSIGNS

This agreement shall be binding upon and inure to the benefit of the Parties’ respective heirs, personal representatives, executors, administrators, successors and assigns.

22. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement of the Parties with respect to the subject matter hereof, and supersedes and cancels all other prior agreements, discussion, or representations, whether written or oral. No officer, employee or representative of ifocurs.com has any authority to make any representation or promise in connection with this Agreement or the subject matter thereof which is not contained expressly in this Agreement, and you hereby acknowledge and agree that you have not executed this Agreement in reliance upon any such representation or promise. This Agreement is solely for the benefit of you and ifocurs.com.

23. MODIFICATION

23.1. This Agreement may be materially altered by ifocurs.com by posting the new version of the Agreement at www.ifocurs.com and if posted in this manner, shall be effective immediately upon posting such notice. You accept and shall be bound by such changed terms unless you opt to terminate the Agreement within thirty days of the posting of notice of the new version.23.2. You may not modify this Agreement, in whole or in part, and any such modification or attempt to modify shall not be enforceable unless reduced to writing and signed by a duly authorized representative of ifocurs.com. No additional or conflicting term in any other document used by you will have any legal effect.